@import "https://fonts.googleapis.com/css2?family=Inter:wght@400;500;600;700&family=Montserrat:wght@500;600;700;800&display=swap";:root{--navy:#12304a;--blue:#2477b5;--orange:#f28c28;--off:#f7f9fb;--gray:#e5e9ed;--text:#1f2933}*{box-sizing:border-box}body{color:var(--navy);background:#fff;margin:0;font-family:Inter,Arial,sans-serif;font-size:16px;line-height:1.55}h1,h2,h3{margin:0 0 16px;font-family:Montserrat,Inter,Arial,sans-serif;font-weight:800;line-height:1.16}h1{letter-spacing:-1.5px;font-size:clamp(2.25rem,4.2vw,3.75rem)}h2{letter-spacing:-.8px;font-size:clamp(1.75rem,2.8vw,2.5rem)}h3{font-size:1.25rem}p{margin:0 0 20px}a{color:inherit}button,input,select,textarea{font:inherit}button,a,input,select,textarea{-webkit-tap-highlight-color:transparent}a,button,input,select,textarea{outline-offset:4px}:is(a:focus-visible,button:focus-visible){outline:3px solid 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var(--gray);background:#fff;border-radius:12px;flex-direction:column;align-items:flex-start;padding:30px;text-decoration:none;transition:box-shadow .2s;display:flex;box-shadow:0 6px 20px #12304a0b}.service-card:hover{box-shadow:0 8px 22px #12304a20}.service-icon{color:var(--blue);background:#eaf4fb;border-radius:14px;margin-bottom:18px;padding:14px;display:flex}.service-card h3{font-size:1.6rem}.service-card p{color:#526575;flex:1}.service-card .button{min-height:44px;font-size:14px}.steps{grid-template-columns:repeat(3,1fr);gap:36px;display:grid}.steps>div{gap:18px;display:flex}.steps b{background:var(--blue);color:#fff;border-radius:50%;justify-content:center;align-items:center;min-width:48px;height:48px;font-size:23px;display:flex}.steps h3{margin:4px 0 10px;font-size:1.1rem}.steps p{color:#526575;margin:0;font-size:14px}.community{color:#fff;background:#06283d;grid-template-columns:1.3fr 1fr;gap:50px;padding:50px max(40px,50vw - 580px);display:grid}.community h2{font-size:2.4rem}.community p{max-width:600px}.community aside{color:var(--navy);background:#fff;border-radius:12px;padding:32px}.community aside h3{font-size:1.6rem}.community-points{gap:24px;margin-top:30px;font-size:14px;display:flex}.community-points span{flex-direction:column;gap:12px;display:flex}.community-points svg{width:32px;height:32px}.needs-grid{grid-template-columns:repeat(3,1fr);gap:16px;display:grid}.need-card{border:1px solid var(--gray);background:#fff;border-radius:10px;align-items:center;gap:20px;padding:24px;text-decoration:none;display:flex}.need-card>svg{color:var(--blue);flex-shrink:0}.need-card h3{margin-bottom:8px;font-size:1rem}.need-card p{margin:0;font-size:14px}.need-card>span{margin-left:auto;font-size:30px}.need-card:hover{border-color:var(--blue)}.benefits{text-align:center;grid-template-columns:repeat(4,1fr);gap:26px;display:grid}.benefits svg{color:var(--blue);background:#eaf4fb;border-radius:50%;width:68px;height:68px;margin:0 0 16px;padding:15px}.benefits h3{font-size:1rem}.benefits p{color:#526575;font-size:14px}.storm{color:#fff;background:linear-gradient(90deg,#06283d 38%,#06283d45),url(/roof.jpg) 100%/cover;border-radius:12px;max-width:1160px;margin:10px auto 20px;padding:40px}.storm p{max-width:500px}.footer-top{grid-template-columns:1fr 1.2fr 1fr;align-items:center;gap:40px;max-width:1160px;margin:auto;padding:38px 0;display:grid}.footer-top img{width:220px;max-width:100%}.footer-top p{color:#526575;margin:8px 0;font-size:14px}.footer-bottom{border-top:1px solid var(--gray);color:#526575;justify-content:space-between;max-width:1160px;margin:auto;padding:20px 0;font-size:12px;display:flex}footer{padding:0 40px}.request-main{background:var(--off);padding:45px 24px 64px}.request-main h1{font-size:2.2rem}.form-shell{border:1px solid var(--gray);background:#fff;border-radius:12px;max-width:850px;margin:auto;overflow:hidden;box-shadow:0 10px 40px #12304a08}.progress{border-bottom:1px solid 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0;font-size:14px}.form-actions{border-top:1px solid var(--gray);background:#fafbfd;justify-content:space-between;gap:20px;padding:22px 30px;display:flex}.secondary{color:var(--navy);cursor:pointer;background:#fff;border:1px solid #b8c5d0;border-radius:6px;padding:11px 22px;font-weight:600;text-decoration:none}.consent{align-items:flex-start;gap:12px;font-weight:400;line-height:1.6;display:flex}.consent input{width:20px;min-height:20px;accent-color:var(--blue);flex-shrink:0;margin-top:3px}.review{margin:0 0 26px}.review>div{border-bottom:1px solid var(--gray);grid-template-columns:145px 1fr;gap:16px;padding:12px 0;font-size:14px;display:grid}.review dt{font-weight:600}.review dd{overflow-wrap:anywhere;margin:0}.error{color:#9c2424;background:#fff0f0;border-radius:6px;margin-top:20px;padding:15px}.honeypot{position:absolute;left:-10000px}.confirmation{text-align:center;max-width:770px;margin:0 auto;padding:70px 24px}.confirmation>svg{color:var(--blue);margin-bottom:24px}.confirmation h1{font-size:2.4rem}.confirmation p{color:#526575}.confirmation h2{margin-top:32px;font-size:1.4rem}.reference{background:var(--off);border:1px solid var(--gray);border-radius:8px;padding:20px;font-size:14px}.reference strong{overflow-wrap:anywhere;margin-top:5px;display:block}.legal{max-width:850px;margin:auto;padding:60px 30px}.legal h1{font-size:2.5rem}.legal h2{margin-top:30px;font-size:1.5rem}.sr-only{clip:rect(0,0,0,0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}@media (max-width:1050px){header{flex-wrap:wrap;gap:12px;padding:14px 24px}.brand{width:190px}nav{order:3;justify-content:center;gap:28px;width:100%}.hero-content{padding:40px 28px}.hero-content h1{font-size:2.8rem}.hero-content>p{max-width:530px}.hero-image{width:65%}.section{padding:40px 28px}.need-card{gap:12px;padding:18px}.community{gap:28px;padding:40px 28px}.storm{margin:10px 28px}.footer-top{gap:22px}}@media (max-width:700px){header{min-height:auto;padding:12px 18px}.brand{width:170px}.header-cta{min-height:42px;padding:10px 12px;font-size:12px}nav{justify-content:flex-start;gap:22px;font-size:14px;overflow-x:auto}nav a{padding:9px 0}.hero{min-height:560px}.hero-image{opacity:.55;width:100%}.hero:after{background:linear-gradient(90deg,#06283df2,#06283d80)}.hero-content{padding:38px 22px}.hero-content h1{letter-spacing:-1px;font-size:2.35rem}.hero-content>p{font-size:1rem}.start{flex-wrap:wrap;gap:5px;margin-top:26px}.start .service-select{border-bottom:1px solid var(--gray);flex:100%}.start .zip{border-left:0;flex:1}.start .button{flex:1;padding:10px 13px;font-size:14px}.trust{flex-wrap:wrap;gap:14px;margin-top:24px;font-size:12px}.trust svg{width:24px;height:24px}.trust span{gap:7px}.section{padding:36px 22px}.section-heading{margin-bottom:24px}.service-grid,.needs-grid{grid-template-columns:1fr}.service-card{grid-template-columns:70px 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p{color:#dae7f0;font-size:16px}.guide-section-heading{justify-content:space-between;align-items:center;gap:25px;margin-bottom:28px;display:flex}.guide-section-heading p{color:#526575;margin:0}.guide-section-heading h2{margin-bottom:10px}.guide-section-heading>.secondary{white-space:nowrap;font-size:14px}.guide-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:24px;display:grid}.guide-card{border:1px solid var(--gray);background:#fff;border-radius:12px;transition:box-shadow .2s;overflow:hidden}.guide-card:hover{box-shadow:0 8px 25px #12304a15}.guide-card-link{flex-direction:column;height:100%;text-decoration:none;display:flex}.guide-card-top{color:var(--blue);background:#eaf4fb;border-bottom:1px solid #dcebf5;align-items:center;gap:13px;padding:23px 25px;display:flex}.guide-card-top span{font-size:14px;font-weight:700}.category-roofing .guide-card-top{color:var(--navy);background:#e9eef3}.category-plumbing 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h1{max-width:900px;font-size:clamp(2.2rem,3.6vw,3.25rem);line-height:1.18}.article-description{color:#526575;max-width:840px;font-size:1.1rem}.article-meta{color:#657584;flex-wrap:wrap;gap:22px;font-size:14px;display:flex}.article-layout{grid-template-columns:minmax(0,760px) minmax(240px,310px);gap:70px;max-width:1160px;margin:0 auto;padding:36px 0 50px;display:grid}.article-content{min-width:0}.takeaway{border-left:4px solid var(--blue);background:#eaf4fb;border-radius:0 8px 8px 0;gap:16px;margin-bottom:36px;padding:24px;display:flex}.takeaway svg{color:var(--blue);flex-shrink:0}.takeaway strong{margin-bottom:8px;display:block}.takeaway p{margin:0}.article-content section{margin-bottom:35px;scroll-margin-top:20px}.article-content h2{letter-spacing:-.3px;font-size:1.65rem;line-height:1.25}.article-content p,.article-content li{color:#344c5d;font-size:17px;line-height:1.75}.article-content ul{padding-left:24px}.article-content li{margin-bottom:12px;padding-left:4px}.section-sources{color:#657584;font-size:12px}.section-sources a{color:#526575;text-underline-offset:3px}.on-this-page{border:1px solid var(--gray);border-radius:10px;padding:24px}.on-this-page a{border-bottom:1px solid var(--gray);padding:10px 0;font-size:14px;line-height:1.5;text-decoration:none;display:block}.on-this-page a:last-child{border:0}.on-this-page a:hover{color:var(--blue)}.article-help{background:var(--navy);color:#fff;border-radius:10px;margin-top:24px;padding:25px}.article-help>svg{color:var(--orange);margin-bottom:16px}.article-help h3{font-size:1.35rem}.article-help p{color:#dbe7ef;font-size:14px}.article-help .button{width:100%;padding:12px 16px;font-size:14px}.article-help>span{color:#dbe7ef;margin-top:20px;font-size:12px;line-height:1.6;display:block}.article-source-list{border-top:1px solid var(--gray);padding-top:24px}.article-source-list h2{font-size:1.3rem}.article-source-list li,.article-source-list p{color:#657584;font-size:14px;line-height:1.6}.article-source-list a{color:var(--blue);overflow-wrap:anywhere}.article-bottom-cta{background:var(--off);justify-content:space-between;align-items:center;gap:30px;padding:36px max(40px,50vw - 580px);display:flex}.article-bottom-cta h2{font-size:1.8rem}.article-bottom-cta p{color:#526575;margin:0}.article-bottom-cta .button{flex-shrink:0}.related-grid{grid-template-columns:repeat(2,minmax(0,1fr))}@media (max-width:1180px){.article-heading{margin:0 35px}.article-layout{gap:40px;margin:0 35px}.guide-hero{gap:35px}header{gap:20px}nav{gap:17px}}@media (max-width:900px){.guide-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.guide-hero{gap:30px;padding:40px 28px}.article-layout{grid-template-columns:1fr;max-width:760px;margin:auto;padding:32px 28px}.article-sidebar{grid-template-columns:1fr 1fr;gap:20px;display:grid}.article-help{margin:0}.article-heading{padding-top:30px}.guide-editorial,.article-bottom-cta{padding:35px 28px}.guide-hero h1{font-size:2.6rem}}@media (max-width:700px){.guide-hero{grid-template-columns:1fr;gap:25px;padding:36px 22px}.guide-hero h1{font-size:2.3rem}.guide-hero>div>p{font-size:16px}.guide-hero aside{padding:24px}.guide-hero aside h2{font-size:1.5rem}.guide-grid,.related-grid{grid-template-columns:1fr}.guide-section-heading{flex-direction:column;align-items:flex-start;gap:16px}.guide-card-content{padding:22px}.guide-filters{gap:8px}.guide-filters button{padding:9px 14px}.guide-editorial{grid-template-columns:1fr;gap:28px;padding:30px 22px}.article-heading{margin:0 22px;padding-bottom:26px}.article-heading h1{letter-spacing:-.7px;font-size:2.05rem}.article-description{font-size:16px}.article-meta{flex-direction:column;gap:8px;font-size:12px}.article-layout{padding:28px 22px}.article-content h2{font-size:1.45rem}.article-content p,.article-content li{font-size:16px;line-height:1.75}.takeaway{gap:12px;padding:20px}.article-sidebar{grid-template-columns:1fr}.article-bottom-cta{flex-direction:column;align-items:flex-start;padding:30px 22px}.article-bottom-cta h2{font-size:1.6rem}nav{gap:20px}.breadcrumbs{font-size:12px}}